A firm has net working capital of ₹ 580, net fixed assets of ₹ 2,326, sales of ₹ 6,900, and current
liabilities of ₹ 890. How many rupees worth of sales is generated from every ₹ 1 in total assets?
A published solution is not available for this question yet.
Secure Credit Union, one of the major lending banks, has hired you to build a credit underwriting
model to help their automated lending decisions. Their definition of default is 60-89 DPD. There is
historical loans data since January 1, 2021 till November 30, 2024. Which of the following is true?
6406536025719.
Jan’21 – Nov’25 data should be used for model training
6406536025720.
Jan’21 – Jul’25 data should be used for model training
6406536025721.
Jan’21 – Mar’21 data should be ignored from model training
6406536025722.
Sep’25 – Nov’25 data should be ignored from model training
6406536025723.
None of these
A published solution is not available for this question yet.
The Bankruptcy Bank, one of the major lending banks, has hired you to build a credit underwriting
model to help their automated lending decisions. Their definition of default is 60-89 DPD. There is
historical loans data since January 1, 2021 till 31, July 2025. Which of the following is true – as of
July 31, 2025?
6406536025740.
Jan’21– Jul’25 is used for performance data
6406536025741.
Apr’24 – Jul’25 is used for observation data
6406536025742.
May’24 – Jun'25 is used for performance data
6406536025743.
Jan’21 – Jan’25 is used for observation data
6406536025744.
Jan’21 – Apr’25 is used for observation data
A published solution is not available for this question yet.
Given the sentence:
"Customer sign-up rates have increased by 25% in the last quarter."
Output:
['customer', 'sign', 'up', 'rates', 'increased', '25', 'last', 'quarter']
Which of the following text preprocessing techniques was NOT applied to the sentence?
6406536025752.
Lowercasing
6406536025753.
Removing punctuation
6406536025754.
Tokenization
6406536025755.
Lemmatization
6406536025756.
None of these
A published solution is not available for this question yet.
If a model predicts the negative class for all observations in a binary classification problem with
both positive and negative cases present with class balance 1:99 (positive : negative), which of the
following statements is true?
6406536025766.
Recall is 100%, but Precision is not necessarily 100%.
6406536025767.
Precision is 100%, but Recall is not necessarily 100%.
6406536025768.
Both Recall and Precision are 0%.
6406536025769.
Neither Recall nor Precision are 100%.
6406536025770.
None of these
A published solution is not available for this question yet.
On April 1, 2024, the premium on a one-year insurance policy was purchased for $2,700 cash with
the insurance coverage beginning on that date. The books are adjusted only at year-end. Which of
the following correctly describes the effect on the financial statements of the December 31, 2024
adjusting entry?
6406536025782.
Insurance expense will increase by $675.
6406536025783.
Prepaid insurance will decrease by $675.
6406536025784.
Prepaid insurance will increase by $2,025.
6406536025785.
Insurance expense will increase by $2,025.
A published solution is not available for this question yet.
The retained earnings of Tink Company increased $227,500 last year and its assets increased
$307,500. Tink declared a $51,500 cash dividend during the year. What was last year's net income?
A published solution is not available for this question yet.
Which of the following best explains the difference between local and global explainability in
machine learning models?
6406536025789.
Local explainability is faster but less accurate, while global explainability is
slower but more comprehensive
6406536025790.
Local explainability focuses on explaining individual predictions, while global
explainability aims to understand the overall model behavior across all data
6406536025791.
Local explainability can only be applied to neural networks, while global
explainability works for all model types
6406536025792.
Local explainability requires the entire dataset, while global explainability
needs only a single instance
A published solution is not available for this question yet.
A real estate developer offers an investment plan where buyers pay ₹15,00,000 upfront to own a
property. The developer promises to pay ₹1,20,000 annually to the buyer for 20 years as rental
income. However, some buyers propose an alternative: instead of a fixed rent, the annual rent
should increase by 5% every year indefinitely. If the developer's cost of capital is 8%, what should
be the rent in the first year of the new scheme so that it is financially equivalent to the original
fixed-income plan?
A published solution is not available for this question yet.
ABC Corporation operates in a volatile industry and has an equity beta (levered beta) of 2.2.
Currently, the company is financed with 70% equity and 30% debt. The management is
considering increasing its leverage by shifting to a 50% equity and 50% debt structure to fund a
new project. The corporate tax rate is 25%. What is the company’s unlevered beta?
A published solution is not available for this question yet.
Two mutually exclusive projects have 3-year lives and a required rate of return of 10.5 percent.
Project A costs ₹75,000 and has cash flows of ₹18,500, ₹42,900, and ₹28,600 for Years 1 to 3,
respectively. Project B costs ₹72,000 and has cash flows of ₹22,000, ₹38,000, and ₹26,500 for Years
1 to 3, respectively. Using the NPV, which project, or projects, if either, should be accepted?
6406536025811.
Reject both projects
6406536025812.
Accept both projects
6406536025813.
Accept Project A and reject Project B.
6406536025814.
Accept Project B and reject Project A.
A published solution is not available for this question yet.
Foremost Inc. has a net income of ₹ 29,600, a total asset turnover of 1.4, total assets of ₹ 3,18,600,
and a debt-equity ratio of 0.35. What is the return on equity (expressed in percentage – just enter
the numerical value)?
A published solution is not available for this question yet.
XYZ bank is interested in lending loans to companies and earn interest income from it. But at the
same time they also want to ensure that their loan is repaid on a timely basis. What of the
following number is most relevant for the bank to look at before approving the loan?
6406536025816.
Quick ratio
6406536025817.
Dividend Yield
6406536025818.
Share Price of the company
6406536025819.
Cash flow to debt ratio
A published solution is not available for this question yet.
Stock A has an expected return of 12 percent and a variance of 0.0203. The market has an
expected return of 11 percent and a variance of 0.0093. What is the beta of Stock A if the
covariance of Stock A with the market is 0.0137?
A published solution is not available for this question yet.
A fintech company has a ML system that identifies transaction frauds that occur in its system. The
model currently has a recall of 80%. The fraud rate, as reported by the company in its system is 15
BPS. On a regular day there are close to above 1 million transactions that happens via the
company’s payment system and for each fraudulent transaction the company losses INR 10 on an
average. The annual savings (INR) brought in by the ML system is:
